Employee Pension Scheme (EPS)

EPS is an Employee Pension Scheme. It is one of three elements of the third pension pillar, following IKE – Individual Pension Account and IKZE – Individual Pension Security Account. The EPS is distinguished from the remaining part of the pillar by its collective nature – it is a solution for whole employing establishments.

Basic contributions are financed by the employer (in the minimum amount of 3.5% of gross remuneration) – additional and significant benefit for your employees

Additional method of saving for your retirement – saving funds every month which does not require any additional actions taken by the employee

Very low management costs on preferential categories of units

Funds are hereditary and withdrawal of funds made when you become eligible for pension is exempt from capital gains tax

Open or transfer the EPS

Why is it worth having the EPS with Generali Investments TFI?

We have been growing together with the Polish economy for more than 27 years!

We have been entrusted with management of more than PLN 15 billion of assets*

We offer over 20 open-end sub-funds with diversified investment strategies, tailored to the preferences of different investors

We have been granted awards and distinctions for the best funds many times, among others by Analizy Online, Rzeczpospolita, Gazeta Giełdy Parkiet, Gazeta Wyborcza, Puls Biznesu and Dziennik Gazeta Prawna

We have long-standing experience in management of the EPS. We offer support at each stage of scheme operation. Currently, we are operating 102 EPS schemes, out of which over 10% include schemes transferred to us from other managers.

* Data as at 30.06.2023, including assets invested in funds, investment consulting, and dedicated portfolios

Additional advantages of having the EPS with our TFI